Chime offers checking and savings accounts with no monthly fees, minimum balance requirements, or foreign transaction fees.
Users can receive paychecks up to two days early when setting up direct deposit with employers.
Covers debit card overdrafts up to a limit without charging fees, with optional tipping for the service.
Includes features like round-up transactions and savings goals to automate saving money from everyday purchases.
A secured credit card that reports payments to major credit bureaus to help users build or improve credit scores.
Sends instant notifications for all account activities, including deposits, withdrawals, and card usage.
Allows users to deposit checks remotely by taking photos through the app, with funds available quickly.
Use Chime's real-time alerts and transaction history to monitor spending and create budgets without manual effort.
Leverage automatic savings tools to set aside money for unexpected expenses, fostering financial security.
Utilize the Credit Builder Card to make on-time payments and report positive credit behavior to bureaus.
Rely on SpotMe to cover small overdrafts without incurring fees, protecting against bank charges.
Set up direct deposit to access wages sooner, improving cash flow for bills or savings.
Use the Chime Visa Debit Card for everyday purchases, with no foreign transaction fees for travel.
Create savings goals in the app, such as for vacations or down payments, with automated contributions.
Employ Chime's simple interface and features to educate beginners on banking and money management.
Handle checking, savings, and credit-building in one app, reducing the need for multiple accounts.
Benefit from FDIC insurance and real-time alerts to safeguard funds and detect unauthorized activity quickly.
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