Dinero

Freelancer snaps a photo of a coffee receipt using the Dinero App.

AI extracts vendor name, date, and VAT amount.

System matches the expense to a bank transaction detected via bank sync.

One-click 'Book' confirmation completes the entry.

User generates an invoice in the Dinero interface.

System detects the recipient is a public entity via CVR lookup.

Dinero automatically converts the invoice to OIOUBL format.

Invoice is transmitted via the NemHandel network securely.

User uploads an invoice from a US-based SaaS provider.

AI identifies the vendor as non-EU and categorizes the service type.

System automatically applies the 'Reverse Charge' VAT rule.

VAT report is updated to reflect both input and output VAT correctly.

Dinero aggregates data from bank feeds and pending sales invoices.

Predictive AI calculates expected payment dates based on historical client behavior.

Dashboard displays a 30-day liquidity forecast.

Owner receives an alert if projected cash drops below a set threshold.

Business owner invites accountant to the Dinero organization.

Accountant reviews the 'AI-booked' entries for the quarter.

Accountant uses the 'Year-end wizard' to finalize the tax return.

Digital signature is applied and data sent to tax authorities.

Integrate store via Zapier or native integration.

Orders flow into Dinero as draft invoices.

System groups daily sales into a single settlement for easier matching.

Inventory levels are automatically adjusted based on SKU data in invoices.

Set up an automated 'Reminder Flow' in Dinero settings.

System detects an overdue invoice via bank feed (no matching payment).

A friendly SMS/Email reminder is sent automatically on Day 3.

A formal reminder with a legal late fee is added on Day 10.