Firefly III

Create individual Asset Accounts for each family bank account.

Deploy the Data Importer to sync transactions every 24 hours.

Set up 'Shared' tags for joint expenses.

Generate a monthly 'Expense vs. Revenue' report to review household cash flow.

Identify recurring transactions in the 'Bills' section.

Set expected dates and amounts for each subscription.

Review the 'Bill Overview' to see upcoming withdrawals.

Use the rule engine to flag any bill that exceeds the expected amount.

Create a 'Piggy Bank' titled 'House Deposit' linked to the main Savings account.

Set a target amount and deadline.

Configure an automatic monthly transfer of $500 from the Savings account balance into the Piggy Bank.

Monitor the 'Goal Progress' chart on the dashboard.

Enable multi-currency in the settings.

Configure an API key for Fixer.io or similar to fetch live exchange rates.

Record income in the native currency received.

View the 'Net Worth' report which auto-converts all balances to the primary currency.

Create a 'Business' category.

Apply rules to any transaction from a specific business credit card.

At tax time, export the Business category transactions to CSV.

Provide the clean CSV to an accountant.

Connect Home Assistant to the Firefly III REST API.

Create a sensor that polls the 'Daily Spent' endpoint.

Set an automation in Home Assistant to trigger when the sensor value > $50.

Receive real-time feedback on spending behavior.

Create 'Liability' accounts for each debt.

Record the initial balance and interest rates.

Link payments from Asset accounts to these Liabilities.

Use the 'Debt report' to see the downward trend of total liability.