Fourthline

Customer submits personal information and ID documents through the Neobank's app.

Fourthline's Identity Verification module automatically verifies the ID documents and performs biometric checks.

Fourthline's AML Screening module checks the customer against global watchlists and PEP databases.

If all checks pass, the customer's account is activated. If any checks fail, the account is flagged for manual review.

Seller registers on the Marketplace and provides business information and ID.

Fourthline's Identity Verification module verifies the seller's identity and business registration.

Fourthline's Fraud Detection module screens the seller for suspicious behavior and previous fraud attempts.

The Marketplace approves verified sellers, enhancing trust and safety for buyers.

Embedded Finance provider integrates Fourthline's AML Screening & Monitoring module.

All transactions are screened in real-time against AML watchlists and fraud patterns.

Suspicious transactions are flagged for review and further investigation.

Automated reports are generated for compliance purposes.

Bank initiates Re-KYC process for a segment of customers.

Fourthline's Remediation module automatically requests updated information and documents from customers.

The updated information is verified and screened against current regulations and risk factors.

Customer profiles are updated, and any high-risk customers are flagged for further review.

Driver submits required documents and information through the Mobility app.

Fourthline's Identity Verification module automatically verifies the driver's identity and driving license.

A background check is performed to ensure the driver has no criminal record.

Once verified, the driver is cleared to start working for the Mobility service.

Customer attempts to log into their account.

Fourthline's Client Authentication module uses multi-factor authentication to verify the customer's identity.

The system checks for suspicious login attempts and unusual activity.

Upon successful authentication, the customer is granted access to their account.

Customer uploads a utility bill or other proof of address document.

Fourthline's Digital Proof of Address module automatically extracts and verifies the address information.

The address is cross-referenced with official databases to ensure accuracy.

The verified address is stored in the customer's account.