Futrli by Sage

Futrli, now a core component of the Sage ecosystem, represents the 2026 gold standard in automated financial prediction for small-to-medium enterprises (SMEs). Unlike traditional static reporting tools, Futrli utilizes a proprietary algorithmic engine to synchronize with accounting ledgers (Xero, QuickBooks, Sage) in real-time. It constructs '3-way' forecasts—integrating the Profit & Loss statement, Balance Sheet, and Cash Flow statement—ensuring that every projected transaction respects the fundamental laws of accounting. The platform’s 2026 market position is defined by its shift toward 'Advisory-as-a-Service,' enabling accountants to move from retrospective compliance to prospective strategic consulting. Technically, Futrli leverages machine learning to identify seasonal trends and payment behavior patterns, allowing for hyper-accurate cash flow predictions that account for late-paying customers and VAT/GST cycles. Its architecture is designed for high-frequency data ingestion, providing a 'whiteboard' environment where users can drag-and-drop scenarios to visualize the impact of hiring, capital expenditure, or market volatility on bank balances up to 10 years into the future.