Securely verify user bank accounts through API calls, enabling seamless login and account linking.
Retrieve detailed transaction histories, including dates, amounts, and categories, for financial analysis.
Access real-time account balance information to enable features like overdraft protection or payment verification.
Confirm user identity using bank data, such as name and address, for KYC and compliance purposes.
Enable ACH payments directly from bank accounts, facilitating transfers and bill payments.
Access investment and asset data, including holdings and account types, for wealth management apps.
Verify user income through bank transaction data, useful for loan underwriting and financial assessments.
Apps use Plaid to aggregate bank data for budgeting, spending tracking, and financial planning.
Lenders integrate Plaid to verify income, assess creditworthiness, and streamline loan applications.
Investment apps link user bank and brokerage accounts to provide portfolio management and insights.
Services use Plaid to initiate ACH payments for peer-to-peer transfers, bill pay, and subscriptions.
Financial institutions monitor transaction patterns via Plaid to identify suspicious activities and prevent fraud.
Tools automate bank feeds for expense tracking, reconciliation, and financial reporting.
Tax apps import financial data from banks to simplify tax filing and deduction calculations.
Services verify payment methods and manage recurring billing using Plaid's bank connectivity.
Credit bureaus and fintechs use transaction data to develop alternative credit scores for thin-file consumers.
SMEs leverage Plaid to manage cash flow, monitor business accounts, and integrate with accounting systems.
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